Extending our coverage on identity due diligence
We've just expanded the Mobunti platform with five new checks: an International ID Check, a UK KYB Check, an Overseas KYB Check, an HR Check, and a Credit Screen. Together they extend our due diligence coverage beyond UK individuals into overseas identity verification and business (KYB — Know Your Business) checks, plus two new UK-focused screening options for hiring and lighter-weight financial checks.
Here's what each one covers.
International ID Check — identity verification in 22 countries
Our AML/KYC checks have always focused on UK data subjects. The new International ID Check extends that overseas, reaching 22 countries: Austria, Belgium, Canada, Denmark, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, New Zealand, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland and the United States.
What's included:
- Overseas identity verification
- Proof of address
- PEP and Sanctions
- Optional client input — submit collected details yourself, or let the system email the data subject to complete their own form
There's no document scan or selfie capture involved — it works the same data-entry way as our Standard AML/KYC check, just for people based outside the UK. We still have the Overseas Selfie check which will carry out a selfie and document verification and PEP and sanctions but without the Proof of Address for the countries that we don't cover. You would have to confirm their proof of address by other means
UK KYB Check — know who you're doing business with
The UK KYB Check gives you a full status report on any UK-registered company you're dealing with as a client, supplier or partner:
- A credit score summarising the company's risk profile
- Current and previous credit rating (where available) and credit limit
- Company information: directors, ownership and shareholder details
- Share capital and group structure, where available
- In-depth financials — balance sheets, profit & loss, ratios, and up to 5 years of financial summary
- Adverse information such as CCJs and bankruptcies
- Contact details, employee numbers and banking relationships
Coverage depends on company size and age — a newer or smaller business will naturally have fewer of these sections populated.
Overseas KYB Check — the same business intelligence, in 16 countries
The Overseas KYB Check brings that same style of company due diligence to businesses outside the UK, covering 16 countries: Belgium, Canada, Denmark, France, Germany, Ireland, Italy, Japan, Luxembourg, Mexico, Netherlands, Norway, Portugal, Spain, Sweden and the United States. Report depth varies by country, but where the data exists you'll get a credit score, director/ownership/shareholder details, and in-depth financials — through the same interface as the UK check.
HR Check — built for hiring decisions
The HR Check takes our Standard AML/KYC identity check and extends it specifically for pre-employment screening:
- Identity verification
- UK proof of address
- PEP / Sanctions / Death checks
- Insolvency and CCJ checks
- Company director check, via Companies House
- Optional bank details verification — confirms whether bank details a candidate has supplied are correct
- Optional client input
No document scan or selfie is required, and you don't need to sit in a formal HR department to use it — reach for it whenever you need a fuller background picture than an identity check alone.
Credit Screen — lighter-weight financial due diligence
Sitting between the Standard AML/KYC Check and the HR Check, the Credit Screen is for when you need financial due diligence without a full AML workflow:
- Identity verification
- UK proof of address
- Insolvency and CCJ checks
- Mortality checks
- Optional client input
Because it isn't intended for Anti-Money-Laundering purposes, the Credit Screen deliberately skips PEP and Sanctions checks — keeping it focused where a full AML check would be more than you need.
Getting started
All five checks are live now in your account under Identity Checks and Company Checks — Person Checks for the International ID Check, HR Check and Credit Screen; Company Checks for UK KYB and Overseas KYB.
Credits work the same way as your existing checks — buy a single check or buy a pack for cheaper pricing. No contract, no commitment, just buy the quantity you want.