UK Government regulations mean you must know who your customers are. The UK is a major international business centre and is attractive to money launderers and criminals.
KYC / AML Verification
Money Laundering Regulations are not designed to be a tick-based approach, and you should use online identity check reports in conjunction with your knowledge of the transactions you are carrying out. Carrying out the personal accounting requirements for a family friend involves potentially less of a money laundering risk than someone buying a house with a deposit in cash — although in either case, if their electronic check fails in any way, you should always carry out further investigations, even if they are a family friend.
Ready to Carry Out Online Identity Checks?
Our Secure Portal ensures that everything you do requires a logged in account and is a central place within the system where you interact with our services.
Ready to carry out an Online Identity Check ?
Knowing Your Customer
If you have a requirement to be registered under the Anti Money Laundering Regulations — which apply to accountants, solicitors, estate agents and financial advisors amongst others — you must "know your customer" (KYC) and carry out due diligence to ensure your customer is who they say they are.
You could ask for documentary ID — photocopies of a passport, driving licence and utility bill, for example. However, you can't check if the person is politically exposed, is on a sanctions list, or has already died by getting copies of paper documents.
We provide industry-standard Adobe Acrobat PDF reports of the person being checked. Checks are made against numerous databases to confirm identity. If you are in business (and so are registered with the Information Commissioner's Office) and need to confirm identity, then we can provide those identity checks.
Our checks cost £3.99+VAT per check, with discounts for bulk purchasing. We have no contracts, and there are no minimum requirements to process per month or per year. To carry out an online identity check, you simply need to be a 'registered fee payer' with the Information Commissioner's Office (what used to be called being registered under the Data Protection Act) and have a Secure Portal account with us. Registering for a Secure Portal account is free and provides you with a username and password to log in with. When you log in and provide your ICO registration number, we confirm you are registered with the ICO, and you can gain access to the identity checks immediately.
We have teamed up with leading data suppliers to provide quick and easy access to identity check reports.
What We Check
- ✓Selfie and identity document photo (optional).
- ✓ACSP checks available.* See our ACSP Verification Checks page for details.
- ✓Address confirmation, verifying the individual's residential address.
- ✓Death screen, confirming the person isn't deceased.
- ✓Sanctions lists screening.
- ✓Politically Exposed Persons screening.
* ACSP is an Authorised Corporate Service Provider check, required by Companies House if you are filing information to Companies House on behalf of a director or shareholder.
It all goes to provide a picture of the activities of the person being checked, as to whether they have given you correct information and so whether they require further investigation.
Our 'database only' check allows you to carry out an identity check without getting the data subject involved (although they should know). For this, we use LexisNexis, Equifax and Experian data services amongst others to help confirm identity. Our selfie based checks make use of TrustID verification services and will send a generic email to your client to give them instructions on taking a selfie and taking a clear, unobstructed photo of a driving licence or passport.
No Contracts
We appreciate that many customers only have occasional requirements — maybe 10 or 15 times a year as new customers come on board. We hear stories of people paying many hundreds of pounds per year to have access to an identity checking solution, and realise they are then paying the equivalent of £30 or more per report because they are not using all their "credits" within the time frame. With us, you just pay for what you use. There is no contract, no minimum requirements. Use us once, once a year, or once a week — it's your decision.
You Benefit From
No sign-up or monthly fees
No sign-up fees, no monthly service charges, and no cancellation fees. Just pay for what you use.
No minimum usage
Use us once, once a year, or once a week or 10 times a day. There's no minimum requirement to process per month or per year.
Easy access to a FREE API
Integrate identity checking directly into your own systems at no extra cost.
Getting Started: Registration and Payment
Register for a free Secure Portal account, providing your ICO registration number as part of sign-up.
We confirm your ICO registration as you register. If we can't confirm your details, use the Contact Us form to let us know and we'll investigate.
Once activated, use your account as much or as little as you wish — there's no minimum commitment.
Pay by credit or debit card, bank transfer, Google Pay or Klarna through Stripe. Purchase as many or as few checks as you'd like — the more you buy, the cheaper it becomes.
Since the General Data Protection Regulation came in in May 2018, being a registered fee payer with the ICO costs £40 per year, with a £5 reduction for direct debit, bringing that down to the old price of £35 per year under the Data Protection Act. We cannot provide the service to anyone not registered with the ICO.
Ready to carry out an Online Identity Check